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Palladium (Health Finance and Governance (HFG) USAID Project)
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Consultant, Actuary

Job Description and Requirements
Vacancy Name Consultant, Actuary Work Location Remote Location Country     Company Overview Palladium is a global leader in the design, development and delivery of Positive Impact - the intentional creation of enduring social and economic value. We work with foundations, investors, governments, corporations, communities and civil society to formulate strategies and implement solutions that generate lasting social, environmental and financial benefits.   For the past 50 years, we have been making Positive Impact possible. With a team of more than 2,500 employees operating in 90 plus countries and a global network of more than 35,000 technical experts, Palladium has improved - and is committed to continuing to improve - economies, societies and most importantly, people's lives.   Palladium is a child-safe organisation, and screens applicants for suitability to work with children. We also provide equal employment to all participants and employees without regard to race, color, religion, gender, age, disability, sexual orientation, veteran or marital status. Project Overview and Role Jordan’s goal to achieving universal health coverage (UHC) is clearly highlighted in its’ National Health Strategy 2016-2020 (“to provide health, financial and social protection to the entire population on fair basis”). The need to “develop a roadmap for achieving the goal of universal health coverage in the Kingdom” is also indicated in the strategy.   The USAID Health Finance and Governance Activity (HFG) aims to improve health sector sustainability and resiliency in Jordan, in support of the Government of Jordan’s goal of achieving Universal Health Coverage (UHC). HFG’s two primary objectives in support of the GOJ’s UHC goal are to promote: (1) Increased spending efficiency of public resources for health to ensure long term sustainability; and (2) Strengthened governance of the health sector at both national and subnational levels to more effectively coordinate, plan, manage, and monitor the health system.   The consultancy is anticipated to be for 20 days over 4 months with travel to Amman, Jordan.    Responsibilities 1. Review the current fiscal space analysis report including the Jordanian situation. Identify gaps preventing decisions and recommend specific technical analyses that will inform decisions at the Ministerial level regarding:
  • Funding: Comparison of current sources and estimated future costs based on the current CIP coverage (see #3 below)
  • Revenue sources: Review current sources and identify the types of funding required given an aging demographic. This could include private health insurance, sin taxes and the like. Essential Health Product: provide a variety of costing scenarios regarding different benefit structures from pure catastrophic cover to the full spectrum of healthcare compared to the current CIP coverage (see #3 below)
2. Review Primary  Health care costing public sector
  • Internal reports identify a discrepancy of primary care costs in the public sector. Clarify the discrepancies and suggest opportunities for efficiency gains including using un-used primary care space.
3. The current CIP coverage is largely provided in the public sector, but certain classes of persons can receive healthcare in the private sector including VIP and Class 1. There is data from at least one public hospital on the number of patients who received care at public facilities. Suggest a pathway to estimate the costs of healthcare for the different CIP insurance classifications. Perform this analysis as a way to identify estimated costs of healthcare per insurance classification and assess whether or not the current revenues received cover the costs.   4. Suggest specific activities for the 2020 budget to increase technical skills at the Ministry level to measure and ultimately manage public sector medical costs.   Requirements The consultant must have a solid understanding of best practices in insurance and health insurance and should have knowledge about the principles and traits of robust health insurance systems and the costs of healthcare that support such systems.  The consultant should have practical international work experience in health insurance, health finance, and private sector.
  • Minimum 10 years of work experience in insurance and health insurance
  • Experience working directly with, reviewing, analyzing health care funding and revenue sources, and costing scenarios
  • Strong analytical and report writing skills
  • Work experience in Jordan and internationally in the areas of health insurance and private sector preferred
  • Experience with public-private partnerships is strongly preferred
  • Fluent in English (both written and oral)
  • International consulting experience on issues of insurance is a plus
  • Knowledge of Arabic is an advantage